As a licensed mortgage professional since 2002, I have the knowledge and experience to match the perfect mortgage product to your individual financial picture. Whether you are a first-time homebuyer or looking to trade-up or downsize, it is critical that you sit down with a mortgage professional that will listen to you. We will discuss your long-term goals and budget, along with your short term wants and needs to make sure we have a clear and definitive picture of what type of home financing scenario will best suit your needs.
After earning my bachelor's degree in business from Michigan State University, I started my career as the Catering Sales Manager at the United Center in Chicago. Fortunately, the client service and negotiation skills I acquired in that position later helped me transition seamlessly into the world of home finance. After acquiring my Mortgage Loan Originator license on both state and national levels, I quickly discovered that helping my clients realizing their dream of homeownership was more than a career; it became my passion. I was honored to be a recipient of the Platinum Sales Award in 2020, 2021, and 2022, as well as earning the honor of joining the Sapphire Circle Sales Achievers to Cabo San Lucas in 2021 and 2022.
I currently reside in Park Ridge, IL with my husband Milan and our three children. This community has meant so much to me since moving here in 2004, and I am a firm believer in giving back. I sat on the board of directors for Park Ridge Baseball Softball for 9 years, have been a member of the Park Ridge Newcomers and have worked on several Labor Love events, am a proud sponsor of Maine South Football, and currently serve as president elect for the Maine South Cheer Booster board.
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|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Proper Rate and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Proper Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.