Jamison has been in the mortgage business for about 7 years. He got into it because he is passionate about helping people achieve their dreams of home-ownership and making sure that they are in the best spot possible if they are already in an existing mortgage; so, they can spend more time focusing on the things that are important to them like their career, friends and family! Jamison assists customers in ten states across the country and from all different walks of life. He believes that there is no such thing as a stupid question! And he enjoys educating and empowering his clients with knowledge so they have the tools they need to succeed! Jamison likes to identify not just his client's goals, but why they are looking to accomplish those goals so he can better help them to accomplish their dreams! Jamison would suggest that you start the process early at least 6 months to a year out, so when the time comes you are ready! It is important to have money set aside to cover down payment and closing costs. Also, making sure you are teamed up with a great mortgage lender from the start to help assist you throughout the process! To ensure a smooth and painless process from the day you lock in financing till the day you close! Jamison enjoys helping people obtain their dreams of home-ownership and educating and empowering them throughout the process! Jamison has done stand-up comedy at the Laugh Factory in Chicago and has done several episodes as an extra on Chicago Fire and Chicago PD. He finds that laughter is the best medicine in life! You must realize at the end of day, "Don't sweat the small stuff, it's all small stuff!"
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Proper Rate and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Proper Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.