As your trusted Proper Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
SVP of Mortgage Lending
What people are saying
"The process is arduous but the Proper Rate team was clear, helpful and patient."
Thomas S. - Chicago IL | Oct 2021
"Joe and his team were great throughout the entire process."
Katherine W. - Chicago IL | Oct 2021
"The process was smooth and the team was great to work with"
Michael R. - Chicago IL | Oct 2021
"Easy, direct & honest, professional, great combo and tech and people."
Laura W. - Gages Lake IL | Sep 2021
"Staff is very communicative and helpful throughout the process."
Janice L. - Chicago IL | Aug 2021