Timmy Yanahan has been in the industry for 33 years specializing in all aspects of residential lending. Since 1990, I have helped hundreds of buyers and homeowners realize and sustain their American Dream.
I am very hands-on with my clients and make sure I am accessible and give the attention to detail they deserve while navigating throughout the loan process. I strive to make this adventure stress free and a happy learning experience. I have many years of experience in creative structuring of those complicated situations that some customers may have, while finding the right solution to their lending needs. This basic approach has blossomed into a solid referral pipeline of referrals from previous customers, their families and organizations. My passion is helping 1sttime buyers, First Responders and Veterans that make our communities strong.
By joining the PR Team, I have surrounded myself with the best supporting team in the business along with cutting-edge technology. Our extensive matrix allows for efficient and competitive products & pricing in our ever-changing markets.
I grew up in the southwest side of Chicago and currently live in Northwest Indiana and serve both areas. I have been very committed to the communities I live in and service. I have been involved with Midway Chamber of Commerce, Southwest Realty Board and now the Community Connections Group in Monticello. I served 8 years in the United Air Force Reserves and have volunteered and sponsored at many First Responders & Military Veteran events over the years.
Helping people and giving back is what I do best, I would be honored to have an opportunity to work with you.
*Proper Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*Once this is added, this will be approved.
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- Garfield Ridge
- West Lawn
- Mt. Greenwood
- Evergreen Park
- Oak Lawn
- Chicago Ridge
- Palos Hills
- Palos Heights
- Orland Park
- New Lenox
- North West Indiana
- St. John
- Crown Point
- Residential Lending
- First Time Homebuyer
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Proper Rate and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Proper Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.